Merchant Credit Card Advance
As A small business owner, you need to have a reliable source of working capital. A Merchant Cash Advance (also called a "credit card cash advance") offers easy access to business capital. A Merchant Cash Advance (or MCA) is the purchase of a specified amount of a business’ future credit card sales at a discount. The purchase price paid by the MCA Provider is a lump sum of cash delivered to the business for its use as working capital. You can use this cash to:
It is simple to qualify for a Merchant Cash Advance:
The benefits of an Merchant Cash Advance, Include:
Apply For A Merchant Credit Card Advance 
Frequently Asked QuestionsHow can a Merchant Cash Advance help fund my business needs? Merchant Cash Advances are a revolutionary new working capital program designed to help you manage your cash needs by
providing you with a more responsive alternative to traditional bank lending. How does the program work? Our products offer a revolutionary way to get the money needed for your business operations. The most important thing to
remember is that it’s not a loan, so there are no loan payment books, no dealing with people who don’t understand your business, none of the traditional bank hassles. Transactions are based upon your future credit and debit sales. A portion of these future credit and debit sales are purchased at a discount. To settle your obligation, we retrieve a fixed percentage of daily credit sales when they are “batched” - it is as simple as that. How do I know if I qualify? You must have been in business for more than 12 months, have at least $5000 in credit card transactions per month,
and meet a few other simple requirements. What can I use the money for? Most of our customers use the money for business-building needs like adding more seats to their restaurants, advertising or stocking up on seasonal merchandise. Others have used it to buy out a partner or for emergency needs like unforeseen maintenance issues that could interrupt your business. You are free to spend the money on whatever is best for your business. _________________________________________________________________ How soon can I get the money? The average time from receipt of a contract to funding is usually 10-14 working days. Do I need to change credit-card processors? You may need to change credit-card processors to one that has a relationship with the Merchant Cash Advance provider. It is the
unique way we collect the future sales you sold us. Our affiliated processors guarantee to meet-or-beat the transaction rate on your processing needs. What kind of discount do I get if I pay early? Since this is not a loan, there is no monthly payment schedule. We get paid when
you get paid, therefore, there is no discount for early payment. You are free to settle your obligation early if you wish. Why do you have to review my personal credit? We use a business-friendly scoring model that blends general economic data, business and guarantor information to assess
risk. Considering your personal credit is a part of the process. What qualifies as proof of ownership? Articles of incorporation, board-meeting minutes, a corporate tax return or a business license showing the guarantor’s name
as an owner are all great proofs of ownership. How often are payments retrieved? A small percentage of your daily credit card sales is collected as they are settled or "batched." Will I get a monthly statement? Yes, you will receive a printed monthly statement. You may also view your daily statements online by logging into a
private and secure area of the Merchant Cash Advance providers Website. What do you mean by “gross volume”? Gross volume refers to your total receipts from all sources, including cash, credit cards, debit cards and checks.
Apply For A Merchant Credit Card Advance
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